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Business Finance

Funding for the business you want to build.

Explore two core business finance routes — secured and unsecured loans — based on your business requirement, available security and lender eligibility.

Explore Loan Types →Talk to an Advisor
Two core routes

Choose the business loan route that fits your requirement.

Security, eligibility, documentation, rates and approval are determined by the relevant lender and applicant profile.

01 / SECURED

Secured Business Loan

Business finance backed by eligible security or collateral, where required by the lender. Suitable for larger or structured funding needs depending on eligibility.

  • ✓Property-backed funding routes
  • ✓Asset-backed business finance
  • ✓Expansion & growth needs
  • ✓Potentially larger funding needs
Discuss secured finance →
02 / UNSECURED

Unsecured Business Loan

Business finance without property or asset collateral, subject to lender policy, business profile, income, banking and credit assessment.

  • ✓Working capital needs
  • ✓Business expansion
  • ✓Inventory & operating requirements
  • ✓Eligible business expenses
Discuss unsecured finance →
Secured vs unsecured

Understand the difference.

A quick guide before you speak with the team.

Feature
Secured
Unsecured
Security / collateral
May require eligible security
Generally no collateral
Typical purpose
Expansion, larger or asset-backed needs
Working capital and eligible business needs
Assessment
Business + collateral + lender criteria
Business + income + banking + credit profile
Approval
Subject to lender verification
Subject to lender verification
Indian business owners discussing growth and financeBusiness growth • Indian enterprise
Built around your business goal

Tell us what you need to fund.

Whether you need working capital, equipment, expansion funding or another business requirement, start with the purpose. The appropriate route depends on your profile and lender criteria.

  • ✓Working capital & cash-flow requirements
  • ✓Equipment and productive assets
  • ✓Business expansion
  • ✓Eligible property-backed requirements
Request a Business Call →
Common requirements

Where business finance can help.

Explore the requirement first, then discuss the suitable product route.

◈

Working Capital

Support eligible day-to-day operating and cash-flow needs.

⚙

Equipment

Finance productive machinery, tools and business assets.

↗

Expansion

Explore funding for an eligible next stage of growth.

▣

Property-backed

Discuss secured business funding where eligible security is available.

Simple process

From requirement to next step.

A straightforward enquiry journey. Actual eligibility and documentation depend on the product and provider.

01

Share

Tell us your business goal and approximate requirement.

02

Assess

Review business profile, purpose, documents and eligibility.

03

Choose

Discuss the relevant secured or unsecured route.

04

Proceed

Move forward with the applicable lender process.

Your next business move

Need secured or unsecured business finance?

Share your requirement and start a conversation with Parakh Capital.

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